🔒 Protected via Cloudflare Access
🗑️ CANCEL BINGE — Verified Checklist
Verified: 2026-04-06 from Monzo + Monzo Flex + Wise GBP + Wise USD statements through Apr 5
🔴 DEFINITELY CANCEL (Verified Active — Charging You Right Now)
1. Calendly — £10.78/mo (~$14/mo)
- Status: ✅ ACTIVE — charged 24 Mar 2026, will charge again ~24 Apr
- Total spent: £129 over 12 months
- Action: calendly.com → Settings → Billing → Cancel
- Verdict: Unless you're using scheduling links daily, Google Calendar does this free
2. Google Ads — 3 separate accounts (variable, up to ~£40/mo)
- Account 2940539358 — last charged Jun 2025 (£1.53). Probably paused.
- Account 8437121946 — charged Apr 2026 (£0.49). ACTIVE.
- Account 6779955843 — charged Feb 2026 (£0.69). ACTIVE.
- Action: ads.google.com → check all 3 accounts → pause/delete campaigns
- Verdict: What are these advertising? If you don't know, they shouldn't exist.
3. Patreon — $30/mo
- Status: ✅ ACTIVE — charged 11 Mar 2026
- Total spent: $180+ over 6+ months
- Action: patreon.com → Manage Memberships → Cancel
- Verdict: Who is getting $30/mo? If you can't name them right now, cancel.
4. Tasklet.ai — $35/mo
- Status: ✅ ACTIVE — charged 3 Apr 2026
- Total spent: $105 over 3 months (started Feb 2026)
- Action: tasklet.ai → account → billing → cancel
- Verdict: Brand new sub. What is it and are you using it?
5. Proton — £7.48/mo (~$10/mo)
- Status: ✅ ACTIVE — charged 25 Mar 2026
- Total spent: £90 over 12 months
- Action: account.proton.me → Subscription → Cancel
- Verdict: Are you actually using ProtonMail or ProtonVPN? If not, cancel.
🟡 PROBABLY DEAD — Verify They're Actually Cancelled
6. Loom — $24/mo (was)
- Status: ⚠️ Last charge Nov 2025 — 5 months ago
- Likely cancelled but verify at loom.com → Settings → Billing
- If still shows active plan, cancel immediately
7. Notion — $28.80/mo (was)
- Status: ⚠️ Last charge Oct 2025 — 6 months ago
- Likely cancelled but verify at notion.so → Settings → Plans
- If still shows active plan, cancel immediately
8. Lindy AI — $49.99/mo (was)
- Status: ⚠️ Last charge Oct 2025 — 6 months ago
- Likely cancelled but verify at lindy.ai → Settings
- If still shows active plan, cancel immediately
9. Oura Ring — $5.99/mo (was)
- Status: ⚠️ Last charge Nov 2025 — 5 months ago
- Likely cancelled but if you still have the ring, check ouraring.com
- Might be on the Wise card that's no longer working
10. Hims & Hers — $48/mo (was)
- Status: ⚠️ Last charge Nov 2025 — 5 months ago
- Likely cancelled but verify at forhims.com → Account
- Was charging regularly ($48/mo) then stopped abruptly
11. Kindle Unlimited — £11.13/mo (was)
- Status: ⚠️ Last charge Jun 2025 — 10 months ago
- Likely cancelled but verify at amazon.com/ku/options
- If still active, cancel — you're not reading on Kindle
12. OpenAI — $12-24/mo (was)
- Status: ⚠️ Last charge Jan 2025 — 15 months ago
- Likely cancelled. You switched to Anthropic.
13. Wordware — $39/mo (was)
- Status: ⚠️ Last charge Jul 2025 — 9 months ago
- Likely cancelled — probably company plan covers you now
14. V12 Retail Finance — £47.88/mo (was)
- Status: ⚠️ Last charge May 2025 — 11 months ago
- Plus a £1,101 payment in Apr 2025 — looks like an early settlement
- Likely paid off. Verify no further obligations.
15. Anker subscription — $9.99/mo (was)
- Status: ⚠️ Last charge Dec 2025 — 4 months ago
- Initial purchase $103 + recurring $10/mo for 5 months
- Check us.anker.com or email for active subscriptions
🟡 KEEP BUT REVIEW — Should You Downgrade?
16. Google Workspace (dom.v) — £44.25/mo (~$56/mo)
- Status: ✅ ACTIVE — charged 1 Apr 2026
- Question: What plan level? Business Starter is £5/mo. You might be on Business Plus at £16/user. How many users/seats?
17. Google Workspace (dom.vin) — £49-62/mo (was)
- Status: ⚠️ Last charge Dec 2025
- Question: Is this consolidated into the dom.v account? Or still running? Two Workspace accounts = £100+/mo
18. Cursor — $100-200/mo (usage-based)
- Status: ✅ ACTIVE — two charges in Jan 2026 totalling $204
- Question: Still using Cursor alongside OpenClaw? That's a lot for an IDE.
19. Vercel Pro — $20/mo
- Status: ✅ ACTIVE — charged 14 Mar 2026
- Question: Do you have active projects on Vercel that need Pro?
20. Vercel Neon (DB) — $7/mo
- Status: ✅ ACTIVE — charged 1 Apr 2026
- Question: Active database? Or forgotten project?
21. Figma — £18.21/mo (~$23/mo)
- Status: ✅ ACTIVE — charged 3 Apr 2026
- Question: Wordware expense or personal? If Wordware, expense it. If personal, do you need paid?
22. Huel — $69.99/mo
- Status: ✅ ACTIVE — charged 3 Apr 2026
- Question: Is this replacing meals (good) or supplementing Uber Eats (bad)?
🟢 KEEP — Confirmed Necessary
| Service | Cost/mo | Last Charge | Notes |
|---|---|---|---|
| Netflix | $17.99 | 21 Mar 2026 | One streaming service — fine |
| Google Fi | £52.40 (~$66) | 3 Apr 2026 | US mobile, necessary |
| EE | ~£30-49 | 6 Mar 2026 | UK mobile, necessary. Check plan. |
| Admiral | £21.65 | 4 Mar 2026 | Car insurance, necessary |
| GitHub | £2.99 | 10 Jan 2026 | Dev tool, cheap |
| GiveDirectly | £10 | 1 Apr 2026 | Charity — your call |
| Anthropic API | ~$200-400 | 5 Apr 2026 | OpenClaw power. Watch spend. |
💰 SAVINGS SUMMARY
| Action | Monthly Savings |
|---|---|
| Cancel 5 confirmed active wastes (#1-5) | ~$99/mo |
| Confirm 10 probably-dead subs are dead (#6-15) | ~$0 (already stopped) — but verify! |
| Downgrade/review 7 questionable subs (#16-22) | up to ~$370/mo |
| Total possible | $99-469/mo ($1,188-5,628/yr) |
⏰ CANCEL ORDER (fastest to slowest)
Do these first (quick web logins):
- Calendly (1 min)
- Patreon (1 min)
- Tasklet.ai (1 min)
- Proton (2 min)
- Google Ads × 3 (5 min)
Then verify these are dead: 6. Loom (1 min) 7. Notion (1 min) 8. Lindy (1 min) 9. Oura (1 min) 10. Hims (1 min) 11. Kindle Unlimited (1 min)
Total time: ~15 minutes for $99/mo guaranteed savings + peace of mind.